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QLAC Rule Clarification Requested By 8 Industry Groups
Over the past couple of years, regulations have made it easier to use QLACs in qualified retirement plans. The IRS offers greater tax breaks and consumers can guarantee lifetime income from part of...
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More Income Annuity Options Needed in DC Plans, Sponsors Request Support
There has been quite a shift in thinking by defined contribution plan sponsors in regards to what the main goal of their plans really is. Defined contribution plans were originally designed for...
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Income Riders, DIAs, QLACs Create Future Annuity Income Stream
In a recent article for The Street, “4 Paths to Future Annuity Income Guarantees,” Stan Haithcock explained your options for delaying annuity income until a later date. Many people incorrectly assume...
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Fixed Annuity With Income Stream Makes for Happy Retirees
Perhaps the biggest financial challenge facing us today is how to turn our retirement savings into income. In “Advisors Challenged To Convert Savings To Retirement Income,” Financial Advisor’s Juliette...
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Wells Fargo and MetLife Partner for New QLAC
In an effort to help their clients eliminate the risk of outliving their retirement income, Wells Fargo Institutional Retirement and Trust has partnered with MetLife to offer a new annuity option....
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Working With RMDs
Many of us spend the majority of our working lives stashing money aside in a variety of retirement funds, just waiting until we’re able to finally enter our Golden Years. But did you know that you...
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Reduce Your RMD with a Qualified Longevity Annuity Contract
You’ve worked hard your entire life to stash away your hard-earned money into 401(k)s and IRAs, and you’re finally ready to retire. First of all, congratulations! Now, it’s time to deal with your tax...
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New Tax Credit Proposal to Encourage Retirement Saving
Many financial experts agree that Americans aren’t doing enough to prepare for retirement, and more should be done to encourage them. One such professional is Robert Klein, financial advisor and...
View ArticleConsumers Want Guaranteed Lifetime Income Options in DC Plans
Americans are looking for lifetime income and providers are responding to this demand with new and improved products for defined contribution plans. In Plan Sponsor’s “Providers Respond to...
View ArticleRetirement Plan Trends Include Increased Involvement, Annuity Use & QLACs
The American Society of Pension Professionals & Actuaries (ASPPA) recently summarized the trends that they saw in their industry last year. In “Growth in Engagement, Annuities, QLACs,” their staff...
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